A Great Financial Consultant and Wealth Coach - David Newby

One good thing about virtual is you get the chance to meet a lot of nice and inspiring people which ordinarily you wouldn’t have a chance to meet because of geographical reason.

A few months ago, I had the great pleasure of meeting virtually a very inspiring man by the name of David Newby. In case you haven’t heard of him, he is a financial consultant and a wealth coach. He is also the author of the national best selling book “Why didn’t Anyone Teach me This?”.

A friend of mine in CA recommended his book. It is simple yet informative and highly refreshing. There are a lot of advices which are really simple and easy to use and which a lot of us are ignorant about. In case you are wondering what all these advices are, then let me tell you, most of them are financial advices which the author himself have experienced and which were quite expensive experiences too. What amazes me is that he has been through the darkest time of a man’s life ( that is being BROKE! ), and yet, he was able to take hold of his finances, make a turnaround and retired at a young age of 32! And note, he drives a Lamborghini too!

All I can say is, for anyone who is interested in how to improve their financial status, how to get a grip of their financial expenses and how to prepare for their retirement nest egg, this is the book to read. What is great is that he also holds coaching and consultation calls, which my friend is an active participant. My friend is just so grateful about meeting him and getting financial advices from him. The nice thing when I converse with my friend is that I get to hear all the financial advices by David Newby.

Incidentally I have included links to his websites in my Blogroll. Try to check out Financial Planning 202 and David Newby’s Prosperity Power System, who knows, you may be retiring sooner than you think.

One Unprofessional Company Ripped Me Off!

I had one research project in April. The client was a returning client, I had done a previous research project for him last December and he paid me although the payment was a little late.

This April, the project was another research. It required to me search for real estate agents, real estate companies and property management companies, I was to compile all the email address I can find and create labels for the mailing address. After that, I was to email all the agents and companies with an advertising photo of the said company, note, I was to BCC one of his staff for all emails I sent. Then I was to create labels using MS Word all the mailing address. This way, the company can just print out the labels, cut it and paste it on their company’s post cards and sent it to the real estate agents and companies. In short, this is one of their way of advertising and promoting their company.

I did all that and submitted close to 600 mailing address. I even submitted to him the whole excel file I have which contains information like Names, Mailing Addresses and Email accounts of my research. Now comes payment time, I emailed the worked invoice, I called him up to inquire about my payment. He kept saying he will talk to his staff to send the payment. Three weeks have past and no payment yet. I called again, and he said, ok, you will have your payment at the end of the day.

Another week had past, which makes a grand total of 4 weeks and no payment still. So I called again, this time he is singing a different tune. He voiced out lots of complaints and even worse accused me of being unprofessional! Unprofessional!!! What a harsh accusation! Considering that we are working virtually, I believe I have been very professional! Or else, why did he asked me to work on a short term project with him again?? I didn’t even ask for a down payment, I submitted everything on time and I did everything according to his instructions. I think he is the one who is unprofessional! Let me explain my case:

Since first week of the project, I had BCC his staff for every email I sent out, if there was a problem with the emails, why didn’t they call my attention immediately? They were supposed to check all the emails I sent out every day. This means they had been negligent in this aspect, which means they didn’t check the emails I sent or it could be there was nothing wrong with the emails. If there was a problem with the labels I created, then why didn’t they call my attention on that too? I sent him the labels in batches every week. I did almost 600 labels, emailed almost 500 agents and companies, but I didn’t hear any complaints until one month after the research has been completed! I believe that he is the Unprofessional one here and not me! It was his duty to check from the very beginning the works that I was doing and to see if everything had been done to his satisfaction. Am I a mind reader to know exactly what he has in mind? The complaint should be at the start of the project and not after the project has been completed. Besides, he has my phone number, and he was able to call me several times before, so why didn’t he call to explain to me my misunderstanding of the project?

He cannot accuse me of overcharging him either, the total payment for the one month project was only $165.00, not $1,650.00.

It’s really funny because in the first place, I wasn’t even keen on accepting the project. I dislike working for him because I find it hard to understand him when he speaks because of his Turkish accent. So after our talk, I always email him a recap of our talk just to make sure I understood him. Because he was really impatient to have this project started, I had to put on hold one of my project to accomodate him, and this is the just result I got.

Because I am virtually professional and I adhere to my virtualistic principles, I am not going to name him or his company in my blog. He is stupid! I can easily destroy him and his company. I have the whole list of people I emailed to in behalf of his company. I can take this post and sent it to all of them and let’s see how his business is going to fare with this issue. But because I am virtualistically stupid, I am not going to do that. I did the project in good faith, it is he and not me who has violated our virtual contract.

Is this a ripped off or what? You tell me.